
Ɖ Gardịn vy on inṣkr Britn: poṿti mcs ppl il
(Transcription of a Guardian editorial of 10 Nov. 2022)
Poḷtiśnz mst act on ɖ clir cnx́n btwn fînanśl vulnṛbiḷti n pur mntl hlʈ
Ʈrzde 10 Nvmbr 2022
In 2005, ɖ ɖen ćanslr Gordn Brǎn lōnćt ćîld trustfundz. Evri bebi born in ɖ YC wd rsiv a lump sum v £250 fṛm ɖ guvnmnt, ẃć wd b ōṭmaticli invstd f peṛnts dd nt d ɖs ɖmslvz. Ɖ beṇfiṣ́riz wd b ebl t wɖdrw ɖz sevñz ẃn ɖe wr 18. Ɖ poḷsi wz rgardd az clunci bî sm n wz scrapt bî ɖ Cnsrṿtivz in 2010. Bt jujñ fṛm ny rsrć demnstretñ ɖ cnx́n btwn asets n welbiyñ, Mr Brǎn’z instñt wz rît. Hvñ sevñz mcs a hyj difṛns t ppl’z lîvz.
Ɖ studi fṛm ɖ Jozif Rǎntri Fǎndeśn îdnṭfîz tū trendz ɖt r wuriyñ in ɖmslvz – bt īvn mor so ẃn linct tgɖr. Ɖz r fînanśl inṣkṛti n mntl dstres, n bʈ hv rizn śarpli ovr ɖ past deced. Ɖ jobzmarcit z a brît spot in an uɖ̇wz glūmi picćr. Bt ɖ fact ɖt a miłn ppl r on ziro-aurz contracts, cmbînd wɖ lo beṇfitlevlz, fōlñ hom ǒnrśp n ɖ duḅlñ v ɖ prîṿt rentlsectr, mīn ɖt an incrisñ pṛporśn v ɖ popyleśn z cronicli inṣkr. Wn-fifʈ v adults hv sevñz v les ɖn £700.
Ovr a similr pirịd, levlz v añzayti n dpreśn hv roc̣td, t ɖ pônt ẃr 17% v adults wr priscrîbd antidipreṣnts in 2017-18. Ɖz cesz wr consntretd in ɖ purist parts v norɖn Ñgḷnd, n ɖ 64% groʈ in priscripśnz btwn 2010 n 2017 ǎtstript incrisz in uɖr Yṛpiyn cuntriz bî larj marjinz. Ɖ deta śoz ɖt pur mntl hlʈ z far mor lîcli t b xpirịnst bî ppl hu r fînanṣ́li vulnṛbl. Ɖoz stuc in pricerịs hǎzñteńr, wɖ déts, rport hayr levlz v simtmz includñ slīplisnis n fīlñz v wrʈlisnis. Ɖr z olso a coṛleśn wɖ sośl îṣleśn.
It śd nt s’prîz enwn ɖt hvñ no muni cīps ppl awec at nît. Rports fṛm arnd ɖ cuntri abt rîzñ levlz v hungr bcm evr mor dstrbñ n xtrim. Bt ɖr r lésnz hir fr poḷsi mcrz. Ɖ risc t indivijlz, n ɖ ssayti ɖe liv in, z ɖt ppl bcm còt in a dǎnẉd spîṛl, ẃr-bî pur mntl hlʈ z cōzd bî ic̣nomic inṣkṛti, n in trn incrisz it bî stopñ ɖm fṛm wrcñ. Olrdi, tū-ʈrdz v implômnt-s’port-alawns cleṃnts rport añzayti or dpreśn. Ɖ oṿol cost t NHS Ñgḷnd v mntl-hlʈ srṿsz z £15bn ańli.
Sm v ɖs ilnis z privntbl. Ministrz mst fes ɖ fact ɖt ɖer pyṇtiv aproć t beṇfits, n jeṇroṣti t landlordz n imployrz, hv md mni lîvz far hardr ɖn ɖe nīd hv bn. Ɖ endñ v sx́n 21 ivix́nz, ẃr-bî rentrz cn b cict ǎt at śort notis fr no rīzn, z śemḟli oṿdy. Ny fundñ fr dét’dvîs mst b faund. Implômntrîts nīd streñʈ̇nñ rjntli. Beṇfits mst b upretd, n eliɉbiḷti fr fri scūlmīlz xtndd t privnt īvn mor ppl fṛm bcmñ trapt. In ɖ longr trm, poḷtiśnz mst fînd wez t rībaḷns ɖ neśn’z wlʈ n asets twdz ɖoz hu hv litl or nn.